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	<title>McIntosh Norton Williams CGA</title>
	<link>http://www.mnwcga.com/wordpress</link>
	<description>"It's not what you earn;                    it's what you keep."</description>
	<lastBuildDate>Thu, 17 Jun 2010 21:36:03 +0000</lastBuildDate>
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	<item>
		<title>HST &#8211; Point of Sale Rebates</title>
		<description><![CDATA[We take a look at how the point of sale rebates work.
If you sell motor fuel, books, feminine hygiene products, or children’s sized clothing, shoes, or car seats then you will want to look at this:  Point of Sale Rebates.[PDF]
]]></description>
		<link>http://www.mnwcga.com/wordpress/?p=89</link>
			</item>
	<item>
		<title>The Harmonized Sales Tax &#8211; Part Deux</title>
		<description><![CDATA[With HST implementation less than a month away now may be a good time to review some of the details of this tax.
Our latest newsletter [HST  Spring-Summer 2010] is all about the HST: with links to more information, a list of what&#8217;s going to increase, stay the same, or even decrease thanks to the [...]]]></description>
		<link>http://www.mnwcga.com/wordpress/?p=82</link>
			</item>
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		<title>Deducting Interest</title>
		<description><![CDATA[The average debt of Canadians has increased dramatically in recent years fuelled partially by the increasing real estate prices and partially by low interest rates.  So it probably isn’t a surprise to hear that we are asked regularly how to make the interest tax deductible.  According to the Income Tax Act, interest on money borrowed [...]]]></description>
		<link>http://www.mnwcga.com/wordpress/?p=70</link>
			</item>
	<item>
		<title>EI benefits for the Self-employed</title>
		<description><![CDATA[On November 3, 2009 the Government of Canada introduced Bill C-56 which is proposing to extend EI special benefits to the self-employed on an voluntary, &#8220;opt in&#8221; basis. (Announcement)
If passed, this legislation could become effective as soon as January, 2010 which would allow the self-employed to claim EI special benefits starting January, 2011.
First you should [...]]]></description>
		<link>http://www.mnwcga.com/wordpress/?p=43</link>
			</item>
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		<title>Holding your mortgage in your RRSP</title>
		<description><![CDATA[A client came to me the other day with the proverbial question regarding “advice they received from a friend”.  He told me that a co-worker of his had told him that he could transfer his mortgage into his RRSP.  Being smart like all of our clients, he came to me to confirm this advice.  The [...]]]></description>
		<link>http://www.mnwcga.com/wordpress/?p=58</link>
			</item>
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		<title>Harmonized Sales Tax</title>
		<description><![CDATA[Our latest newsletter takes a look at the introduction of the Harmonized Sales Tax which is expected to become law July 1, 2010: MNW Newsletter Fall/Winter 2009 (updated) [PDF]
For a larger list of items that will be exempt see this link provided by the provincial government.
]]></description>
		<link>http://www.mnwcga.com/wordpress/?p=25</link>
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		<title>Personal Real Estate Corporations</title>
		<description><![CDATA[With new rules allowing realtors to incorporate their businesses effective January 1, 2009, we have looked at the costs and benefits from an accounting and tax point of view.
You can see our summary sheet  with an example of how a realtor could benefit from incorporation (PREC Info).
As always, please seek professional advice before incorporating.
For [...]]]></description>
		<link>http://www.mnwcga.com/wordpress/?p=6</link>
			</item>
	<item>
		<title>October 2007 Mini-Budget, or what goes up must go down and vice versa</title>
		<description><![CDATA[On October 30, 2007 Minister of Finance, the honourable Jim Flaherty, gave his 2007 Economic Statement.
The announcement is meaningful in that the following taxes are being cut:
GST will be lowered from 6% to 5% effective January 1, 2008, so book your local &#8220;cash register guru&#8221; now to be ready for business next year!
There will be [...]]]></description>
		<link>http://www.mnwcga.com/wordpress/?p=5</link>
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